On Loan Amount up to $300,000 - $765,600 15 & 30 Year Fixed - First Mortgage
Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence in California. Minimum 740 FICO credit score, 50% loan to value with no subordinate debt.
If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval. Not all applicants will qualify.
We've re-built how you purchase or refinance your home from the ground up!
CONVENIENCE
Start your refinance online and move at your own pace through the process. If you want help, it’s only a click away.
Low Rates
Our online mortgage process reduces costs and we pass the savings on to you with low rates and lender pays closing costs!
Transparency
Use our online quote engine to get a complete and accurate quote. The rates you see are the rates you'll get.
Easy Approval Process
With our automated process we have removed all of the unnecessary costs and delays it takes to close a home loan.
1
CHOOSE PAYMENT & TERMS
Answer 8 easy questions and in less than 2 minutes, you’ll be presented with the 3 best options in the marketplace.
Lender Paid Lender Fees!
(with an online application)
Lender Paid Appraisal!
Lender Paid Title!
Lender Paid Escrow!
These are only a few of the advantages offered. Simply choose the term and payment that best suits your needs.
2
SUBMIT YOUR CHOICE
Once you have submitted your selection we do all the work.
We take the headache out of the loan process.
Using our interactive mortgage process you can refinance from start to finish from, the comfort of your home without the discomfort of the traditional process.
3
We Verify & Approve
Forget dealing with papers and trips to the bank.
Verify your credit scores and upload your documents through your secure portal. We will even send FedEx to your door to pick it up, if you like!
We are here to serve you and make the home loan process easy and stress free.
"I was very impressed and pleased with the service."
Evangelina S. Contra Costa County, CA
"The team did a great job with our loan! It was very fast and they communicated with us. It went really well!"
Greg D. San Diego County, CA
"An unbelievably easy, fast, and efficient. I was shocked it was so smooth! These are people who actually care about my needs as a person. I'm not a statistic to them; I'm a relationship."
RICHARD A. Los Angeles County, CA
"You guys were amazing! I must admit I was a bit skeptical when I first received the phone call because I didn't recognize the company's name, and I wasn't in the market to refinance; however, my skepticism was short lived..."
